👋 Intro

Hi there!

Welcome to the October edition of The Money Minute! With fall in full swing and the holidays just around the corner, it’s a great time to stay intentional with your money. Whether you’re planning ahead for holiday spending, working on debt payoff, or building consistent habits, this month’s tips will help you stay on track.

Ready to get started with coaching? Book your free strategy session with me here.

🙋 About Me

If you are new here, welcome! I’m Ben, a personal finance coach passionate about helping you build a better financial future. I help people reach their financial goals, whether it’s paying off debt, saving for the future, or gaining control over their money, so they can feel confident, stress-free, and ready to live the life they want.

I’m always looking to help people who could use some extra support with their finances. If you know someone who might benefit from this newsletter or from working with a coach, please forward this along and invite them to sign up here!

If you want personalized support with your finances, respond to this email and I’ll send you the details on how we can get started.

✅ October’s Money Tips

Fall Reset: 3 Months to Finish the Year Strong

With just 3 months left in the year, now is the perfect time to reset and get ahead on those New Year’s resolutions. Here’s the truth: January isn’t the only time we get a fresh start. As we start the final quarter of 2025, it’s the perfect moment to pause and ask: What do I want the rest of this year to look like?

Maybe you want to re-commit to saving, get back on track with a routine, or finally pick up a goal you set aside in the spring. Whatever it is, you don’t need to do everything at once. Choose one or two priorities that matter most. Small steps taken now can build real momentum heading into the new year.

So treat these next 3 months as preparation for January, a built-in reminder that fresh starts aren’t limited to January 1.

Ask yourself:

• What goals from January have drifted off my radar?

• What one step could I take this month to get back on track?

• If I started fresh today, what would I want December to look like?

🧠 Money Mindset

Aligning Spending with Values

• Money is a tool, not the end goal.

• Spend with intention so your choices reflect what matters most.

• For some, that’s family. For others, it’s experiences, security, or freedom.

• Ask yourself: Does this purchase align with my values?

• When it does, you’ll feel more confident and satisfied with your money decisions.

Try this: 

Write down your top 3 values and check your last 5 purchases. Do they match up?

💬 Client Spotlight

"Ben helped us breakdown our finances in a professional and clear manner. We were truly able to take steps towards better financial stability. Thank you Ben!"

- Paul and Deb

I’d love to help you too!
Click here to schedule a free call and see how coaching can support your goals.

📞 Let’s Chat!

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🫵 Your Turn

Wins and Challenges

What’s one win you had this past month and one challenge you are working on overcoming?

Reply and let me know. I’d love to celebrate it with you and help you overcome your challenges!

Suggestions

Got a topic you’d love to see in next month’s newsletter? Hit reply and let me know. I’m always open to your ideas.

📧 Stay In Touch